Crypto → SEPA
Convert your cryptocurrency to euros and receive funds directly to your European bank account via SEPA (Single Euro Payments Area) transfer. EX.FINANCIAL provides a seamless off-ramp solution for cashing out your digital assets across 36 European countries.
What is Crypto to SEPA?
Crypto to SEPA is an off-ramp service that allows you to sell your cryptocurrency and receive euros in your European bank account. SEPA is the payment integration initiative of the European Union for simplification of bank transfers denominated in euros, covering all 27 EU member states plus 9 additional countries.
How It Works
Add Bank Account
Register your SEPA-compatible bank account with IBAN details on EX.FINANCIAL.
Sell Crypto
Select the cryptocurrency you want to sell and specify the amount in EUR you wish to receive.
Receive EUR
Your euros arrive in your bank account within 1-2 business days via SEPA transfer.
Key Benefits
- Low Cost: SEPA transfers are typically free or very low cost (€0.50-2.00 per transaction)
- Wide Coverage: Works with banks in 36 European countries
- Fast Processing: Funds typically arrive within 1-2 business days
- Competitive Rates: Get the best EUR exchange rates with transparent pricing
- Secure: Bank-grade security with regulatory compliance
SEPA Countries
SEPA transfers are available for bank accounts in the following countries:
Supported Cryptocurrencies
USDC
USD Coin
USDT
Tether
BTC
Bitcoin
ETH
Ethereum
SOL
Solana
More
20+ assets
Requirements
- • Bank account in a SEPA country with valid IBAN
- • Verified EX.FINANCIAL account with KYC completed
- • Cryptocurrency balance in your EX.FINANCIAL wallet
- • Valid government-issued ID from EU/EEA country
Fees & Limits
| Item | Details |
|---|---|
| Conversion Fee | 0.5% - 1.0% |
| SEPA Transfer Fee | €0.50 - €2.00 |
| Minimum Amount | €10 |
| Maximum Amount | €50,000 per transaction |
| Processing Time | 1-2 business days |
Ready to Cash Out?
Convert your crypto to euros and receive funds in your European bank account today.
Create Free AccountFor questions or support, contact us at support@ex.financial.